Call For a Free Consultation
(416) 498-9200

Consumer Proposals Services

David Sklar & Associates, Inc.

Bankruptcy Trustees Serving the Greater Toronto Area

At David Sklar & Associates, we do not play the blame game. We have helped thousands of people in the Greater Toronto area to deal with their unmanageable financial problems – and to move on successfully with their lives. We can do the same for you.

During your initial free consultation at David Sklar & Associates – we will go over your finances to help you determine what options are available to you and which actions you should consider taking. To book your free consultation, call as at 416-498-9200 or contact us here.


If a Consumer Proposal is your best option – we will help you through the process as quickly and efficiently as possible.

A Consumer Proposal is a legally binding agreement between you and your unsecured creditors to pay back a portion of your unsecured debt over a period of up to five years – at the end of which, the debts covered in the Proposal will be considered legally paid in full. The amount to be paid back will be based on the amount you can reasonably be expected to pay.

A Consumer Proposal will put an immediate end to all the collection efforts of your current unsecured creditors – it will stop collection calls, remove garnishments, and stop legal actions.

We are one of the largest filers of Consumer Proposals in the Greater Toronto Area – and offer our experience and expertise to help you through the challenges of making and successfully completing a Consumer Proposal.

As your Trustee, we will:

  • Assist you the creation of your Proposal
  • File your Proposal
  • Negotiate and act as intermediaries between you and your unsecured creditors
  • Receive and disburse your Proposal plan payments to your unsecured creditors
  • Oversee your Proposal to ensure that all parties are honouring the agreement
  • Provide you with credit counselling tailored to your needs to help you better deal with credit in the future
  • Once all the terms of the Proposal are complete – file the documents that will legally release you from all the unsecured debt covered in your Proposal

Inquiries

If your debt load is out of control and you want the services of experienced and caring professionals to help you explore your financial options – call David Sklar & Associates at 416-498-9200 or get started with our Quick Assessment Form to book your Free Consultation. During your consultation, we will help you understand what your current financial situation is, how best to fix it, and how to move on to a better life. With six offices in the Greater Toronto Area – we are here to help.

We Can Help

If your debt problems seem insurmountable – we can help. At David Sklar & Associates, our Licensed Debt ProfessionalsTM have the experience and knowledge to help you get out of debt. During your consultation, we will help you understand what your current financial situation is, how best to fix it, and how to move on to a better life. With six offices in the Greater Toronto Area – we are here to help.

Call Us Today For a Confidential & Free Initial Consultation Call 416-498-9200

or Get Started with Our Quick Assessment Form Today

Start Today