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Personal Bankruptcy Services

David Sklar & Associates

Bankruptcy Trustees Serving the Greater Toronto Ontario Area

Personal Bankruptcy in Ontario is covered by the Bankruptcy and Insolvency Act and the Ontario Execution Act. By law, it requires the services of a Licensed Bankruptcy Trustee, such as David Sklar & Associates.

Facing Personal Bankruptcy can be one of the most difficult challenges in your life. At David Sklar & Associates, we understand. We are not here to play the blame game.

We know that the vast majority of the people we help are honest, hard-working individuals who, often through circumstances beyond their control, find themselves in financial crisis. We are here to help you through this difficult time and on to the brighter future that can be yours.

It begins with a call to 416-498-9200 to set up a free consultation at one of our six conveniently located Greater Toronto offices. During your consultation, we will work with you to review your current financial situation and help you to identify your solution. We will do our best to help you find a way out of your situation that does not involve bankruptcy. However, if Personal Bankruptcy is your only reasonable course of action, we will work closely with you to make the process as smooth and fair as possible.

As your Bankruptcy Trustee, we will:

  • Work with you to fill in the required bankruptcy forms
  • File your bankruptcy documents with the Office of the Superintendent of Bankruptcy
  • Act as an intermediary between you and your unsecured creditors
  • Administer your required payments (if any) and manage disbursement to your creditors
  • Handle the settlement of your non-exempt assets
  • Notify all your creditors of your bankruptcy status
  • If required – attend (with you) a creditors’ meeting
  • Follow the requests of the Office of the Superintendent of Bankruptcy (if any)
  • Guide you through two credit counselling sessions– specifically designed to provide you with the knowledge and tools you will need to move forward financially towards a better future
  • File and forward a Trustee’s Report to all of your creditors regarding your discharge application
  • If required – attend your Discharge Hearing
  • When the bankruptcy is completed – ensure that you receive an Order of Absolute Discharge – which is legal notification that you have been released by all the debts covered in your Bankruptcy


Are you Contemplating Personal Bankruptcy? Look to explore your options with the caring and experienced professionals at David Sklar & Associates. Just call  416-498-9200 or get started with our Quick Assessment Form to book your FREE Consultation. During your consultation, we will help you evaluate your current financial situation and how best to fix it. With six offices in the Greater Toronto Area – we are here to help.

We Can Help

If your debt problems seem insurmountable – we can help. At David Sklar & Associates, our Licensed Debt ProfessionalsTM have the experience and knowledge to help you get out of debt. During your consultation, we will help you understand what your current financial situation is, how best to fix it, and how to move on to a better life. With six offices in the Greater Toronto Area – we are here to help.

Call Us Today For a Confidential & Free Initial Consultation Call 416-498-9200

or Get Started with Our Quick Assessment Form Today

Start Today