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(416) 498-9200
Toronto – Head Office


Start today, contact us for your FREE no obligation consultation:

If you have questions regarding filing consumer proposals and bankruptcy in Toronto – Head Office – contact the Licensed Debt Professionals™ at David Sklar & Associates. We have helped thousands of people erase their debt and rebuild their financial lives. Many of the people we helped were able to avoid bankruptcy, keep their assets, and pay off their unsecured debt.

Reviews for Toronto-Head Office

As trustees in bankruptcy in Toronto – Head Office and throughout the GTA – we offer a free initial consultation with our Licensed Debt Professionals™. During this consultation, we will review your financial condition and discuss all of your debt removal solutions – in a confidential, professional and supportive environment.

To book your free consultation at our Toronto – Head office, or at any of our six Greater Toronto Area locations call 416-498-9200, or fill in our online Quick Assessment Form to get started right away.

In addition to our Toronto – Head Office at 245 Fairview Mall Drive, we have a second Toronto office at 1280 Finch Avenue West.


Toronto – Head Office Location:
(Don Mills & Sheppard – nearest main intersection)
Suite 720, 245 Fairview Mall Drive
North York, Ontario
M2J 4T1
Phone: 416-498-9200
Access by:
  • Bus
  • Subway
  • Free Parking – on site


David Sklar & Associates Inc. – Head Office – Suite 720, 245 Fairview Mall Drive, North York, Ontario M2J 4T1

Greater Toronto Area Offices – Location Details:
Toronto – MidtownMississauga – Etobicoke | Toronto – Head OfficeToronto – West | Pickering – Ajax | Brampton

Consumer Proposals & Division 1 Proposals – Avoiding BankruptcyToronto – Head Office

If bankruptcy is the best choice for your situation, we will tell you. However, before we recommend bankruptcy, we will work with you to find alternatives.

If your financial situation can be repaired without our services, we will review your options such as budgeting, debt consolidation, and non-profit debt management programs.

If your finances indicate that you are insolvent (cannot reasonably repay your debts) you might be able to avoid bankruptcy if you qualify for at consumer proposal or a division 1 proposal.

Consumer proposals and division 1 proposals are a part of the same federal legislation that controls bankruptcy.

Basically, they are legally binding agreements between you and your creditors, where the total amount of unsecured debt you owe is significantly reduced, interest is no longer charged, and all collection actions by your unsecured creditors is stopped. In exchange, you are able to keep your assets and repay the reduced amount of unsecured debt over a period not to exceed 5 years. Payments are usually setup as monthly and you will be required to attend credit counselling.

Division 1 proposals are for businesses that owe any unsecured debt and individuals that owe more than $250,000 in debt (not including their main residence’s mortgage). There are additional differences that your trustee will explain to you.

Debt Consolidation in Toronto – Head Office

Debt consolidation is the process of combining two or more unsecured debts into one monthly payment. There are a few options for handling your debt consolidations. With a bank, a private lender, via a Debt Management Program or pursuing debt relief from a consumer proposal.

Careful consideration is required when considering getting a Debt Consolidation loan. Learn the facts about Debt Consolidation loans and what they don’t tell you. Debt consolidation is not always the solution.

Speak to a Trustee in Bankruptcy

The Office of the Superintendent of Bankruptcy is a branch of the federal government that licenses and monitors trustees in bankruptcy. Licensing requires years of study, testing and a tight certification process. This is done to ensure that trustees in bankruptcy are knowledgeable, experienced and operate following a stringent code of ethics. Only licensed trustees in bankruptcy are allowed to file bankruptcies and proposals.

To book your free consultation at the David Sklar & Associates, Licensed Insolvency Trustee, Toronto – Head Office or any of our 6 Greater Toronto Area offices call 416-498-9200.


Google Rating
GOOGLE Reviews for our Toronto – Head Office at 245 Fairview Mall Drive North York, Ontario M2J 4T1
Robin Simpson
Robin Simpson
17:13 01 Feb 18
Jackie Stanley has been assisting me for the past 6 years. She is kind, knowledgeable and very very understanding. David Sklar has helped me 100% and has always been able to answer all of my questions and concerns and left me feeling less anxious about things. I would recommend this firm to anyone who needs them. Sincerely, Robin
Allyza Masangkay
Allyza Masangkay
03:47 01 Feb 18
I was actually hesitant at first to go get financial help but Rhoda assured me everything will be taken care of. The service is amazing. She is very knowledgeable when it comes to this field. She gives me advise on what to do. She is also very accommodating with time frame as I am coming from another place. So far, things have changed a lot because of their help. Its more comforting and easier to manage now coz you know they have your back.
jennifer upton
jennifer upton
20:10 10 Jan 18
Best resolve I ever made, the only thing I regret is not doing it sooner....don't wait, or hesitate, just do it. If your lucky enough to get Jackie then you are on your way to a very positive change in your life. The payments are affordable and you will soon be working your way to a new and happier lifestyle. Thanks Jackie and all the wonderful people at David Sklar and Associates.
Amita Kant
Amita Kant
11:51 10 Jan 18
Great experience through a rough time of our life. the staff is really great, helpful, warm and cooperative. Jackie is was really very understanding and handled our situation with patience making the whole process easier to handle. I felt very light and relaxed when we walked out of her office
Felicia C
Felicia C
01:27 28 Dec 17
Great service... I always leave feeling better than when I got there...super great staff with great interpersonal stills... I love what they have done for me. I would happily recommend them to anyone dealing with theses issues. Thank you all for your hard work. Jackie you are a super awesome person! & Mark’s jokes are funny! Thanks for making what could have been really difficult seem so easy and comfortable.
Sep Liaghati
Sep Liaghati
22:27 11 Dec 17
best experience through a rough patch in life. Jackie really understood my dilemmas and battles with debt and really made the whole process easier to handle. Not only did I leave there knowing my life is now on the right path but she also made the whole experience much more delightful with her warm personality and genuine heart. Thank you from the bottom of my heart.
Zeynep O.
Zeynep O.
19:24 06 Nov 17
My experience so far with David Sklar is great. Jackie Stanley is the one who help us when we first went for consultation. She told us through the process step by step. I’m so thankful especially for Jackie and I’m thankful for all the stuff of David Sklar. I would highly recommend these guys here. 👍🏼👍🏼 Zeynep O.
Daisy M
Daisy M
04:06 19 Oct 17
My experience at David Sklar & associates was Great. Every one is so helpful especially Jackie. Jackie is the one who help us when we first went for consultation. She is very friendly, kind and easy to approach. She guided us through the process step by step. I’m so thankful for Jackie and I’m thankful for all the stuff of David Sklar and associates for all the help.
Next Reviews
Trustpilot. Head.
Congratulations to Our Toronto Head Office for Receiving the Certificate of Excellence

for 2018!

Head. Certificates.