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(416) 498-9200
Toronto – Head Office


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If you need a trustee in bankruptcy, David Sklar & Associates has helped thousands of people start over again financially. Climbing out of debt feels like an enormous task. A bankruptcy trustee, now known as a Licensed Insolvency Trustee, will make sense of your financial challenges and show you how you can erase your debts. There are more options than just bankruptcy when you’re insolvent. You can keep your assets and still pay off your unsecured debt.

Reviews for Toronto-Head Office

Trustees in Bankruptcy in Toronto

When you first contact David Sklar & Associates, we offer a free initial consultation in which a trustee in bankruptcy assesses your financial condition. You can meet with us at our Toronto – Head Office or any of other five locations located conveniently across the GTA. A bankruptcy trustee in Toronto will discuss the debt solutions available to you confidentially. The discussion is private and supportive. As trustees in bankruptcy, we’ve helped thousands of people and seen all the different ways people get in over their heads in debt. It’s our job to help you start over.

Call 416-498-9200 to book a free consultation at our Toronto – Head Office and tell us about your financial situation to get started today. Stop waiting and start getting out of debt with a trustee in bankruptcy.

The Toronto – Head Office is located at 245 Fairview Mall Drive. You can also find a second Toronto office at 1280 Finch Avenue West.


Toronto – Head Office Location:
(Don Mills & Sheppard – nearest main intersection)
Suite 720, 245 Fairview Mall Drive
North York, Ontario
M2J 4T1
Phone: 416-498-9200
Access by:
  • Bus
  • Subway
  • Free Parking – on site


Consumer Proposals in Toronto & Division 1 Proposals

Sometimes bankruptcy is the best option available to you when you’re insolvent. If that’s the case, your trustee in bankruptcy will tell you. If there is a way you can avoid bankruptcy we usually recommend taking it.

Sometimes your financial situation can be solved without a bankruptcy trustee in Toronto. These include cutting your expenses, debt consolidation loans, and debt management. If that’s the case, a trustee in bankruptcy will inform you of your options.

If you are insolvent, it means that you cannot reasonably be expected to pay your debts. That opens up options like a consumer proposal in Toronto, a debt relief process that involves reducing the unsecured debt you owe and stopping interest charges while you get to keep your assets. If you owe more than $250,000 without including your mortgage, you may be eligible for a Division 1 Proposal, which is similar to a consumer proposal but for businesses and individuals with higher debt loads.

These are alternatives to bankruptcy that allow you to repay your unsecured debt without giving up your assets. They involve a legally binding agreement with your creditors to reduce your unsecured debt. In addition, you will no longer be charged interest and actions to collect your debt (including debt collectors, wage garnishments, freezing bank accounts, etc.) are stopped immediately. If you get a consumer proposal in Toronto, your payments will be based on your income and expenses.

As part of the consumer proposal process, you will have to take credit counselling with a trustee in bankruptcy. Because there are many different types of people who become insolvent, credit counselling at David Sklar & Associates is tailored to your needs, whether that’s learning how to best use credit, how to rebuild your credit rating, how to achieve financial goals, or how to start over.

Debt Consolidation in Toronto

There are several different types of debt consolidation. Some are through debt consolidation loans provided by a bank or a private lender. If you already have a poor credit history, as many people seeking help from a bankruptcy trustee in Toronto do, you are unlikely to get a low interest rate. It often makes more sense to seek debt relief from a consumer proposal in Toronto.

A trustee in bankruptcy in Toronto can give you advice on debt consolidation that lenders may not want to tell you.

Speak to a Bankruptcy Trustee in Toronto

Whether you need debt consolidation, a consumer proposal in Toronto, or you think you may need to file for bankruptcy, a bankruptcy trustee in Toronto will help you find the answers you need. Trustees in bankruptcy are regulated by the federal government. It takes years of education and certification to become a trustee in bankruptcy. Trustees in bankruptcy are the only professionals allowed to file bankruptcies and consumer proposals in Ontario.

Book a free consultation with David Sklar & Associates at any one of our six locations in the Greater Toronto Area for help with insolvency. Just call 416-498-9200.

Greater Toronto Area Offices – Location Details:
Toronto – MidtownMississauga – Etobicoke | Toronto – Head OfficeToronto – West | Pickering – Ajax | Brampton

As of April 1, 2016, bankruptcy trustee / trustee in bankruptcy is now known as a Licensed Insolvency Trustee or LIT


Google Rating
GOOGLE Reviews for our Toronto – Head Office at 245 Fairview Mall Drive North York, Ontario M2J 4T1
01:08 18 Apr 18
For years, I have been so hesitant to ask for help with regards to my financial problem and with managing my debts. Until one day, I finally decided to contact David Sklar’s office and met Jackie. Jackie was very approachable, professional and kind. She made sure that I totally understand everything about the process and answered all my questions and concerns along the way. Jackie made me realize that it’s not too late for me to have a stress-free life by starting anew financially. Kudos to Jackie and the rest of the team!
Heather Emily
Heather Emily
16:27 17 Apr 18
I was referred to Jackie, and she made this process simple and stress-free. She made sure I understood every step of the way. She is extremely knowledgeable, professional, kind and dedicated to her work. I would definitely refer her for anyone in need of these services.
J Angela
J Angela
20:10 12 Apr 18
Jackie has been an AMAZING advisor. She ensured that I knew what was going to happen by filing a consumer proposal. She answers right away when you need her. I feel very well taken care of by the firm because of Jackie and her guidance. Thank you Jackie!
Olivia Copeland
Olivia Copeland
19:37 04 Apr 18
I was nervous to ask for help financially but I could not handle it on my own. I worked with Jackie and she was very professional and calm which out me at ease. They are open to questions and have good answers and are willing to explain if need be. All in all it was a good choice to make.
Drazen Milobara
Drazen Milobara
02:26 19 Mar 18
Top notch service from a top notch firm, Jackie at head office was incredibly helpful and understanding. Thank you for helping me start a new chapter in my life. Highly recommended! D.M.
Robin Simpson
Robin Simpson
17:13 01 Feb 18
Jackie Stanley has been assisting me for the past 6 years. She is kind, knowledgeable and very very understanding. David Sklar has helped me 100% and has always been able to answer all of my questions and concerns and left me feeling less anxious about things. I would recommend this firm to anyone who needs them. Sincerely, Robin
Allyza Masangkay
Allyza Masangkay
03:47 01 Feb 18
I was actually hesitant at first to go get financial help but Rhoda assured me everything will be taken care of. The service is amazing. She is very knowledgeable when it comes to this field. She gives me advise on what to do. She is also very accommodating with time frame as I am coming from another place. So far, things have changed a lot because of their help. Its more comforting and easier to manage now coz you know they have your back.
jennifer upton
jennifer upton
20:10 10 Jan 18
Best resolve I ever made, the only thing I regret is not doing it sooner....don't wait, or hesitate, just do it. If your lucky enough to get Jackie then you are on your way to a very positive change in your life. The payments are affordable and you will soon be working your way to a new and happier lifestyle. Thanks Jackie and all the wonderful people at David Sklar and Associates.
Amita Kant
Amita Kant
11:51 10 Jan 18
Great experience through a rough time of our life. the staff is really great, helpful, warm and cooperative. Jackie is was really very understanding and handled our situation with patience making the whole process easier to handle. I felt very light and relaxed when we walked out of her office
Felicia C
Felicia C
01:27 28 Dec 17
Great service... I always leave feeling better than when I got there...super great staff with great interpersonal stills... I love what they have done for me. I would happily recommend them to anyone dealing with theses issues. Thank you all for your hard work. Jackie you are a super awesome person! & Mark’s jokes are funny! Thanks for making what could have been really difficult seem so easy and comfortable.
Sep Liaghati
Sep Liaghati
22:27 11 Dec 17
best experience through a rough patch in life. Jackie really understood my dilemmas and battles with debt and really made the whole process easier to handle. Not only did I leave there knowing my life is now on the right path but she also made the whole experience much more delightful with her warm personality and genuine heart. Thank you from the bottom of my heart.
Zeynep O.
Zeynep O.
19:24 06 Nov 17
My experience so far with David Sklar is great. Jackie Stanley is the one who help us when we first went for consultation. She told us through the process step by step. I’m so thankful especially for Jackie and I’m thankful for all the stuff of David Sklar. I would highly recommend these guys here. ???? Zeynep O.
Daisy M
Daisy M
04:06 19 Oct 17
My experience at David Sklar & associates was Great. Every one is so helpful especially Jackie. Jackie is the one who help us when we first went for consultation. She is very friendly, kind and easy to approach. She guided us through the process step by step. I’m so thankful for Jackie and I’m thankful for all the stuff of David Sklar and associates for all the help.
Next Reviews
Trustpilot. Head.
Congratulations to Our Toronto Head Office for Receiving the Certificate of Excellence

for 2018!

Head. Certificates.